Medical Coverage

Kiewit’s health insurance provider is UnitedHealthcare. Staff employees living in the continental U.S. have a choice between two medical plans: the Traditional Plan or the Health Savings Plan. Both plans offer the same comprehensive medical coverage but differ in how you pay for coverage (premiums and deductibles).

• Compare Plans
• Premiums

Once you enroll and receive your ID card, register at myuhc.com, where you can:

• Find a provider
• Access claims and spending details
• Review coverage and benefits
• Replace an ID card

Kiewit’s health insurance provider is UnitedHealthcare. As part of Hawaii’s medical care law, employees who live or work in the state are provided a lower deductible medical plan that pays 80/20 for any provider in Hawaii.

• That means claims are paid 80% by the plan and 20% by you.
• The plan pays for services up to the allowed amount, and anything beyond that is your responsibility.
• To save money, select a provider who participates in a Shared Savings Network. These providers have negotiated discounts for their services.

For more detailed information about your medical coverage, click on the links below:

• Coverage Details
• Premiums

Once you have received your ID card, register at myuhc.com, where you can:

• Find a Shared Savings Network provider
• Access claims and spending details
• Review coverage and benefits
• Replace an ID card

This service offers an advanced level of support, connecting you directly with an advocate or nurse to help you with health-related decisions. Advocates can help you:

• Tackle complex medical needs, easing the burden on you and your family
• Resolve claims issues and other challenges
• Make informed decisions about your care that could save you money

You and your loved ones have access to personalized, interactive support that helps you understand the complexities of Medicare.

• ALEX Medicare will ask a few questions about health care needs, then serve up unbiased, comprehensive Medicare education and information.
• Let ALEX Medicare walk you through all the ins and outs of Medicare, including what you’re eligible for, how much it’ll cost, and how to enroll.

When you enroll in a Kiewit medical plan, prescription drug coverage is included. Prescription plans vary based on which medical plan you choose. 

Traditional Plan 

• Prescription drugs are broken down into tiers, which determine how much they cost. 
• Show your medical card when buying a prescription at a retail pharmacy. 
• Consider mail order delivery for regular maintenance prescriptions. 
• Prescription copays are applied to your out-of-pocket maximum. 

HSA Plan 

• Prescription costs are applied to your medical deductible.  
• You do not need to meet the deductible for certain approved preventive medications, including those for chronic illnesses like breast cancer, cholesterol, blood pressure, diabetes and asthma. These are available at coinsurance or copay rates based on drug tier. 

Scheduling regular preventive care can help you and your family stay healthier.

• Kiewit’s health plans provide 100% coverage for certain preventive health care services.
• You pay nothing provided you get your care from a health plan network provider.
• Preventive care includes annual wellness exams, cancer screenings, vaccines, well-woman visits and much more.
• See the guidelines below for a complete list.