Voluntary Protection Plans

Accidents happen. A fall can result in a concussion, broken bone or worse. These injuries can be costly in terms of medical care, loss of work time and other related expenses.

The accident protection plan can help cover expenses for initial care, surgery, transportation and lodging, and follow-up care resulting from an accident.

Click on the image below for a video overview of the plan or see the summary plan description below for details.

Critical illness protection can complement major medical coverage by providing a lump-sum benefit if you’re diagnosed with a covered critical illness, including heart attack, stroke, cancer and other illnesses.

Click on the image below for a video description or see the plan summary below for details.

Hospital indemnity insurance will provide a lump-sum benefit to help cover medical and other expenses related to a hospital stay.

Click on the image below for a video description or see the plan summary below for details.

If you’re covered by a company medical plan, UHC’s Benefit Assist Program will contact you and get your claim started when you receive covered services or are diagnosed with an illness that is eligible for reimbursement.

Benefit Assist will also start the claim process for the wellness screening benefits, if the claim is processed by UnitedHealthcare. If you’re not covered by UHC, you will need to submit your claims via phone.

Enrollment is voluntary but must be made within 31 days of hire or of a qualified family status change. After the 31 days, your next opportunity to enroll will be during annual enrollment.

You can enroll yourself, your spouse and/or your children but a dependent will not be eligible for dependent insurance if the dependent is eligible for insurance under the policy as an employee.

Each plan will have required after-tax premiums that you pay weekly via payroll deduction. Premiums are based on what tier of coverage you choose.