Life and AD&D

Accident insurance helps protect you against losses due to accidents on or off the job. As a Kiewit employee, you are automatically covered by this additional insurance at no cost to you.

• The Kiewit protection policy covers employees in the amount of two times your annual base salary, up to $300,000.
• The plan begins immediately on your first full day of employment.
• AD&D insurance has a Benefit Reduction Schedule. In other words, coverage is reduced to 65% starting at age 65, 45% at age 70, 30% at age 75 and 20% at age 80.

In addition to the Kiewit-provided protection policy, you have the option to purchase additional accidental death and dismemberment (AD&D) coverage through an after-tax payroll deduction for you and/or your family. Click on the links below for more information.

Kiewit offers life insurance coverage to provide you and your family with financial protection in the event of a death.

• The company provided policy includes coverage for employees of two times your annual base salary, up to $300,000.
• It also includes $10,000 for your eligible spouse and $5,000 for each eligible dependent child.
• The plan begins immediately on your first full day of employment.
• Life benefits will be reduced to 65% at 65, 45% at age 70, 30% at age 75 and 20% at age 80.

In addition to the Kiewit provided protection, you have the option to purchase additional supplemental life insurance through payroll deduction for you and/or your family.

• The supplemental plan is an individual policy; if you leave Kiewit, you may continue coverage.
• Review the resources below for rates and coverage details.