2026 Benefits Open Enrollment

Welcome to Pinnacle’s 2026 Open Enrollment. Open enrollment begins Monday, Oct. 27, and will remain open until midnight Central Time on Friday, Nov. 14. This is your opportunity to review what’s new and make your benefit elections for the plan year beginning Jan. 1, 2026.

The company is proud to offer a comprehensive benefits package that supports every aspect of your well-being. From preventive care services to financial protection in the event of disability or loss of life, your benefits are a vital part of your overall compensation.

Tip: Choosing in-network providers is one of the best ways to maximize your coverage and keep your costs low.

2026 Highlights
  • No premium increases
  • Higher Flexible Spending Account (FSA) limits
  • Continued access to valuable programs

Open Enrollment Recorded Presentation

Learn more about your 2026 TIC benefits in this recorded presentation. The presentation includes:

  • An overview of benefits available to you and your family
  • What’s changing for 2026
  • Everything you need to know about Open Enrollment and selecting the benefits that meet your needs and the needs of your family

Click on the arrow to the right.


Pick your benefits with confidence

Alex is an interactive benefits counselor that can help you find the right plans for you and your family.

Click here to get started

Enrollment Information

Who needs to enroll?

If you do not complete the enrollment process, your current level of coverage will carry forward to 2026 (without flexible spending accounts). You only need to enroll if you:

  • Plan to change your medical, dental or vision coverage and/or add or remove dependents.
  • Want to enroll or continue a health care or dependent care flexible spending account.

Employees who enroll in a health care FSA will receive an FSA debit card for use on eligible expenses. Employees who are re-enrolling will continue to use their current FSA card.

 

Reminder: Per IRS guidelines, you must re-enroll in FSA accounts each year. Your enrollment does not carry over into the next calendar year.


How do I enroll?

First, review the documents below to access detailed information about your benefits. Talk to ALEX, your interactive benefits counselor (above). Answer a few questions, and ALEX will recommend personalized plans.

 

When you’re ready, complete the 2026 Craft Open Enrollment Form. There are three ways to get your 2026 form:

  1. Download it (link below under resources).
  2. Fill out the form you received in the mail.
  3. Request a form by calling the Benefits Helpline at 855-329-7907 or emailing [email protected].

Once completed, return your form using the instructions on the form.



Get the most out of your benefits

  • 2026 FSA limit increase — Use up to $3,300 pre-tax for medical, dental, vision and prescription costs (Health Care FSA), and up to $7,500 for child or elder care (Dependent Care FSA). These accounts can lower your taxable income and help reduce out-of-pocket costs.
  • Maternity and Menopause Support through Maven Clinic — Provides support for women and their partners throughout the maternal health journey, from pregnancy to postpartum and beyond. Additionally, the program offers menopause support for women and midlife health support for men.
  • Digital physical therapy through Kaia Health — Kaia Health offers support to those managing back, hip, knee or other joint pain or injury with digital resources, coaching and effective physical therapy when and where you need it.

Please note: Enrollment for supplemental life, AD&D and voluntary long-term disability are not part of open enrollment. You can make changes or enroll by completing a change form located under the resources tab. Some benefits coverage changes may require underwriting approval.

Don’t forget: Double check your beneficiary’s information in the system to make sure it is correct. Contact the Benefits Helpline (855-329-7907) to confirm who your beneficiary is.